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June 4, 2012

Andoy membuat Jesus meneteskan air mata

post by dimas pratama

Ada seorang anak kecil kelas 4 SD yang selalu mengucap syukur dalam keadaan apapun. Ia tinggal di suatu desa Milaor, Camarines Sur,di Negara Filipina. Setiap hari untuk sampai ke sekolahnya ia harus berjalan kaki melintasi daerah yang tanahnya berbatu dan menyeberangi jalan raya yang berbahaya dimana banyak kendaraan yang melaju kencang. Setiap kali berhasil menyeberangi jalan raya tersebut, Andoy selalu mampir sebentar ke Gereja untuk berdoa. Tindakannya ini diamati oleh Pdt. Agaton. Karena merasa terharu dengan sikap Andoy yang lugu dan beriman tersebut. Suatu hari ketika Andoy hendak masuk ke Gereja Pdt. Agaton menyapanya.

Bpk. Pdt : "Selamat pagi Andoy, apa kabarmu? Apakah kamu akan ke sekolah?"
Andoy : "Ya, Bapa Pendeta!" balas Andoy sambil tersenyum. 
Bpk.Pdt : "Mulai sekarang saya akan membantu dan menemani kamu menyeberangi jalan raya tersebut setiap kali kamu akan menyeberang.

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April 27, 2010

An Important Component of Forex Education

post by dimas pratama

What is Forex?
Foreign Exchange or Forex is a globally trusted market used for the trading or exchange of currencies of different countries. It is the world’s largest financial market. Millions of people from different walks of life are an active part of Forex or foreign exchange market. With the passage of every year, the Forex market is growing in size and becoming more accessible to common people. It is the market of 21st century and million of people from all over the world are relaying on it to achieve their financial goals. With the advancement in the technology and communication science, Forex has become a huge market but still it has more potential of growth and rise. In the years to come, it may become the trade of choice for many traders. The new generation of traders and investors is seeking exciting opportunities in Forex trade.Forex or Foreign Exchange Education
Forex or foreign exchange trading is a very tricky and risky task. Without having proper training and education, one has very limited chances of success. The most important cause for the failure of Forex traders is their lack of Forex training. A quality Forex Education or Training helps the Forex traders to improve their trading abilities and skills. Only a well educated or trained Forex trader understands the complexities and subtleties of Forex trade. Proper Forex training teaches the trader a sound trading strategy and an effective approach to currency trading. A qualified Forex trader can explore the opportunities much easily and extensively.

What should be done before London open?
A quality Forex training focuses on the market timing effect on trading and liquidity. The time when London market starts its proceedings is the busiest time of the market. The London market’s startup time has a great effect on Forex market. No education or training system can neglect the importance of analyzing the effect of London’s Forex market’s opening and closing. There are some key points which are very handy to analyze the effect of London market on Forex market. These should be checked, half an hour before the startup of the London market. They are given as below:

Key Points before London open
• if the MACD (Moving Average Convergence / Divergence) indicators are not on the 4 hour and 1 hour then a careful or cautious approach is the better strategy.
• Divergence of the security price from the MACD is a clue that current market trend is going to over.
• A Fibonacci calculation on the last up and down trend help to know if price is going backwards to its initial position or it is heading towards an extended level.
• It is necessary to have knowledge about expected economic reports as they greatly influence the market.
• if the candle nears on the fifteen minute chart at London startup, try to observe the tweezers or doji’s patterns or hammers which indicates the fall of price
• Risk analysis and defining a proper stop is also essential to check

Conclusion:

Before a few minute of London startup, the above factors can help to make decision of trading or holding back. Performing a daily analysis on London open is a handy way to improve the Forex trading skills. There is no hard and fast rule for Forex education. Success with Forex trading comes with experience, practice and learning new skills. With getting experienced, a trader get more disciplined and controlled in his emotions which is a must trait for Forex trader.

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April 2, 2010

Become A Successful Affiliater Using Clickbank

post by dimas pratama

Clickbank provides many opportunities to build a steady income while establishing yourself as a successful Internet marketer. People who have had trouble making money with Clickbank typically have made mistakes when they started out; most often, they just didn’t do sufficient niche research before deciding to get involved. And also, the kind of marketing that’s involved in achieving success with Clickbank is usually not very effective. With the help of this article, you can learn something about how to make your Clickbank affiliate business grow to the levels you’re satisfied with.Keep in mind that if you want to experience success through Clickbank, you have to exercise caution, but take a chance when you need to.

Getting better Clickbank Conversions can be a very simple process!

If making a good, steady income through Clickbank is your main objective, you will need to pick the best product. Make sure you find products that will appeal to your audience, and are already big sellers, so that you can profit from their established appeal. The product should at least pay you a commission of $30, which is appropriate. You shouldn’t go for anything lower than that, because if you are going to put the hard work in the marketing and spend money on advertising, you need to be sure of getting a good return on your investment. A good way to make a decent profit with Clickbank and to make that profit consistently is to choose items that use a recurring payments model. These products are usually membership/subscription based sites. In the event you can use that particular model to market and sell a product, you can start to build up a hundred dollars or more in the commission you make, in the event that you have steady customers.

Many affiliate marketers aim at promoting Clickbank products directly and send their traffic to the vendor’s page. but that method seldom leads to a sale. Something that works extremely well in increasing conversions is having a review page for the product you’re promoting. If you have a visitor who’s interested in your product, they’ll see your review page and believe that you want to help them find a good product. The product’s main website is where the selling is done. Think of yourself as a green turn signal directing traffic to the product website. You routed the traffic there, the sale is up to the vendor.The wisest thing to do is choose a product, or better yet several products, that fir your niche and write a detailed review for each of them. The way you structure these reviews is important. You can’t just put up an ill- structured review and expect people to buy. Do not simply cut and paste a well known review from somewhere else; make it personal and not a sales pitch – mention both good and bad points, although you obviously want the good points to greatly outweigh the bad.

Sign up for this super-simple Clickbank program that can easily inprove your Clickbank Conversions!

One of the features that makes Clickbank an excellent resource for beginning affiliate marketers is that it takes almost no capital to begin. It does, however, take effort, especially in the beginning stages, but with patience and time, you will get the feel for your market and learn what does and doesn’t work, and that’s when you’ll start to make real money as an affiliate marketer.Your success lies in how you handle your marketing campaigns and take them forward. If you want to become a successful work-at-home Clickbank affiliate marketer, you need to plan your campaigns by choosing your products wisely, and then be diligent in directing public attention to those products. With those goals, it won’t be long until you’re managing a lucrative affiliate marketing career.

To learn more about increasing your Clickbank Conversions-Click Here!

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In order to become successful working online there will be certain abilities needed to operate any business effectively. Marketing on the internet involves ongoing change and with that also your willingness to be adaptable.
Read further to see how your road to success when working online will require the use of 3 simple yet significant abilities.
For the next..For anyone wanting to become successful marketing on the internet there are 3 abilities which you must develop or possess to do so. The pursuit of any online income opportunity involves an active participation from you or absolutely nothing gets accomplished. On many levels and at an ongoing rate this active participation will be required in your online business if being successful is your goal. It is actually quite accurate to say that your road to success when working online will require repeated use of the 3 abilities mentioned above. None of them require much if any skill but without them you can forget about being successful online.

Here is a look at the 3 simple yet important abilities you must have to create and operate an online business successfully.

Make a Decision

Making a decision of any sort is often times better than making no decision at all. Your decision signals your willingness to get 'involved' and improve upon your current situation. Bravo! Nothing and I mean nothing happens unless a decision is first made. The surest way to make little progress or change is to decide NOT to decide! Your road to success will be met by several cross roads where you will need to determine what direction to take. The best you can do is to gather all the facts you can or call upon what you already know to make the best decision possible.

Commitment

Commit 100 percent to your selected course of action. Assuming you have done your 'homework' adopt a positive attitude about your direction and pursue it enthusiastically. Being successful means being willing to commit to a plan or course in which you believe is the best one for you to take. As mistakes are made or setbacks occur take the time to learn from the experience and than move on.

One Step at a Time

Commit (yup there is that word again) to accomplish at least one constructive task each day. Even on days where everything seems to go wrong, figure out whyComputer Technology Articles, and resolve never to let that occur again. Always try to end each day by accomplishing even the smallest of tasks. By doing this you have taken another step forward and thereby given yourself a little momentum to start the next day.

In order to become successful marketing on the internet you must be prepared to take an 'active' role in your business. Every online income opportunity will require some sort of investment of time and effort since nothing gets done otherwise. If being successful is your goal than you will need to possess or develop the 3 abilities we spoke of here today. The difficulty here is not in the effort it may take but more in deciding to take the effort itself!

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March 27, 2010

Success Factors Business Performance

post by dimas pratama

Successful achievement of corporate goals depends on countless interactions that occur between employees, managers, and the broader organization each day. Every interaction is an opportunity to move forward—or a potential landmine that can negatively impact your overall business performance.SuccessFactors Business Performance Accelerators help reduce the barriers to execution at your business.We help you drive business performance by ensuring effective interactions with your employees at key points throughout the employee lifecycle.

  • On boarding made easy. Accelerate the ramp to productivity for new hires by setting the right expectations and adequately equipping them for success.
  • Team optimization. Give managers the tools necessary to cultivate and drive high performing teams.
  • Ensure compliance. Mitigate risk and liability by ensuring compliance with industry or government regulations.
  • Take swift corrective action. Address employee issues head-on to root out low performers and develop a culture defined by fairness and meritocracy.
  • Streamline the off boarding process. Smoothly transition employees while maintaining net promoters and capturing key feedback for organization improvement.


The power of Business Alignment and People Performance combined: SuccessFactors' Business Execution Software including Business Performance Accelerators helps organizations achieve maximal business results by aligning, arming and inciting organizations to greatness. Learn more about Business Execution Software including recruiting, performance management, compensation and more.

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June 28, 2009

Student Debt: Some loans help to repay themselves

post by dimas pratama

There might be some relief for recent graduates' struggling to pay off student debt. The interest payable on student loans has been reduced to 0% for some students and for others it has even gone negative to -0.4%. As a result some of these debts are actually reducing in value without any repayments being made.

Students who took out student loans before September 1998 are subject to rules that link the interest paid on student loans to the retail price index (RPI) rates. The economy is currently going through a period of deflation, and the RPI during the last period on which student loans are assessed was -0.4%, hence the negative interest rates.

Students who took out student loans after September 1998, and there are about 2.5 million of them, are not so lucky. Their loans were issued under different rules and the interest charged to them is only partially linked to the RPI. It is also subject to discretionary measures determined by the secretary of state. On this occasion the secretary of state determined that a negative interest rate would put too much pressure on the public purse and so decreed that the interest rate would be fixed at 0% for the next year.
Students must repay their loans at a rate of 9% of the amount by which their gross income exceeds £15,000.

If student loans were all the young graduates needed to worry about then this would be all good news, however student loans only accounts for a proportion of student indebtedness. On average students leave university with total debts of around £18,000. Much of this is in the form of bank overdrafts and credit card debts.

Graduating from university and starting one's first job is a difficult time for anyone, and doing this with the additional burden of financial worries can be quite concerning. Often past students will find that banks, initially generous with their offerings of student overdrafts at low interest rates, are now calling in these overdrafts or are increasing interest payments on them to punishingly high levels.

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